Traditional programs focus on activities without tying to financial outcomes. 360 Advantage™ pairs AI-guided care with a compliant funding structure that yields guaranteed, measurable savings for employers and puts real dollars back in employees’ pockets.Traditional programs focus on activities without tying to financial outcomes. 360 Advantage™ pairs AI-guided care with a compliant funding structure that yields guaranteed, measurable savings for employers and puts real dollars back in employees’ pockets.

Yes. We handle the plan documents, enrollment, and administration. Your HR team does a simple rollout, employees get immediate value, and leadership gets transparency on savings and outcomes. We handle the plan documents, enrollment, and administration. Your HR team gets a simple rollout, employees get immediate value, and leadership gets transparency on savings and outcomes.

No apps required. Employees access their personalized experience securely via the cloud from any device. No apps required. Employees access their personalized experience securely via the cloud from any device. Because Advantage™ is cloud-based, it is always up to date.

Employee Eligibility

All full-time (30 hours or more per week) W-2 employees with a base pay of $35,000 or more annually, and enrolled in a company sponsored health insurance plan or other qualifying health insurance policy in place are eligible for Advantage.

If an employee does not have health insurance, a Minimum Essential Coverage (MEC) policy can be included. A minimum of 10 employees is required for the group MEC policy. 

If an employee is on Medicaid, they are not eligible for Advantage. 

Company Eligibility

Advantage is best implemented in a stable workforce with an annual turnover rate of 30% or less. 

Companies with HR and Payroll professionals are well positioned to provide the required data. 

A minimum of 15 enrolled employees is required. 

Implementation Timeline

Expect the implementation period to last at least four weeks.

Why four weeks? The employer has to provide a employment information and payroll data for all employees. That typically takes a week. The two-week enrollment period is next. 360 turns around the received data in 48 hours or less. The next step is entering data into the employer’s payroll system and testing for accuracy. The total elapsed time is four weeks. 

These are the true stories of employees who purchased supplemental insurance coverages with their Advantage™ tax savings dollars. To protect their confidentiality we used actors to deliver their messages.

Employee Eligibility

All full-time (30 hours or more per week) W-2 employees with a base pay of $35,000 or more annually, and enrolled in a company sponsored health insurance plan or other qualifying health insurance policy in place are eligible for Advantage.

If an employee does not have health insurance, a Minimum Essential Coverage (MEC) policy can be included. A minimum of 10 employees is required for the group MEC policy. 

If an employee is on Medicaid, they are not eligible for Advantage. 

Company Eligibility

Advantage is best implemented in a stable workforce with an annual turnover rate of 30% or less. 

Companies with HR and Payroll professionals are well positioned to provide the required data. 

A minimum of 15 enrolled employees is required. 

Implementation Timeline

Expect the implementation period to last at least four weeks.

Why four weeks? The employer has to provide a employment information and payroll data for all employees. That typically takes a week. The two-week enrollment period is next. 360 turns around the received data in 48 hours or less. The next step is entering data into the employer’s payroll system and testing for accuracy. The total elapsed time is four weeks.