We combine a 213(d) compliant wellness program with a fully IRS, ERISA, and ACA-compliant Self-Insured Medical Reimbursement Plan (SIMRP) — a model reviewed by CPAs and ERISA attorneys.

We handle everything: the documents, the enrollment, the administration. You get healthier employees and higher profits, instantly.

Our AI-powered MILD Technology™ (Micro Learning + Micro Doing) makes healthy habits stick. Employees receive secure, cloud-based access to:

• Mental health & resilience coaching
• Chronic disease support for diabetes, hypertension, obesity, and more
• Smoking & vaping cessation tools
• Peer-to-peer support communities
• Stress and mindfulness training 

The result? A workforce that feels valued, stays healthier, and shows up ready to do their best work.

1. Employees enroll in a 213(d) compliant wellness program.
2. Employers reimburse premiums, generating tax savings for both employer and employee.
3. Savings are used to fund supplemental benefits — at no net cost to your business.

Part tech company, part business consultancy, part healthcare broker, 360 Advantage is headquartered in New York City but has dedicated representatives across the United States, ready to help you and your team get healthier.